Complaints

If we have let you down, say so

A complaint is handled by the Sanctuary team, and the regulator is always open to you.

Tell us what happened

Write it in your own words. The more you can tell us about the policy, the claim or the person you dealt with, the faster the team can pick it up.

Sending opens your email app with your complaint written out. Nothing you type here is stored on this website.

Prefer to write or talk instead? Email info@sanctuary.co.zw or call +263 712 400 500.

Your details are used only to handle your complaint. Privacy notice.

How your complaint moves

Three steps, and you can stop at any of them.

We work on it

A complaint is handled by the Sanctuary team, in the company's own words:

We feel your worries, we work on a solution.

Sanctuary Insurance Company

The regulator is open to you

If you are not satisfied with how we have handled it, you can take the complaint to the Insurance and Pensions Commission, the industry regulator.

The regulator

The Insurance and Pensions Commission (IPEC)

If you are not satisfied with how Sanctuary has handled your complaint, you can contact the Insurance and Pensions Commission (IPEC), the industry regulator, directly.

  1. Lodge your complaint in writing with Sanctuary first, through the form above or any of the channels on this page.
  2. If you are not satisfied with the outcome, approach IPEC. Their published procedure states that their service is free of charge.

IPEC head office

Address
160 Rhodesville Avenue, Greendale, Harare, Zimbabwe
Telephone
263 (242)443358/59/61/443322/444333/+263772154281/2/3/4
Fax
+263 (242) 443304
General enquiries
enquiry@ipec.co.zw

Harare Complaints Handling Office

Address
Kingstone House, Corner Kwame Nkrumah Avenue and Leopold Takawira Street, Harare, Zimbabwe
Telephone
263 (242) 749491/94

Bulawayo Complaints Handling Office

Address
Office Number 18, Bulawayo Centre, Corner Joshua Nkomo Street and 9th Avenue, Bulawayo, Zimbabwe
Telephone
263 (242) 261822

Sanctuary Insurance Company is listed on IPEC's register of regulated entities, in the short term insurers table.

Source: IPEC's published consumer complaints procedure and contact pages, read on 22 August 2026.