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Front and centre

The covers we lead with

Agriculture

Farmers Comprehensive, the all in one policy for the Zimbabwean farmer.

  • Livestock
  • Crops
  • Farm buildings
  • Public liability
Explore agriculture cover

Scholar Care Fees Protector

A school fees guarantee that keeps a child learning if the fee payer dies or is disabled.

  • Grade 7 milestone
  • Form 6 milestone
  • Simplified claims
Explore Scholar Care

Motor insurance

Road Traffic Act third party through to full comprehensive, theft, fire and liability.

  • RTA third party
  • Comprehensive
  • Fire and theft
  • Motor fleet
Explore motor cover

Bonds and guarantees

Surety instruments protecting against default, from construction to customs.

  • Performance bond
  • Bid bond
  • ZIMRA bonds
  • Warehouse bond
Explore bonds and guarantees

Cover for every
corner of life

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Product lines

  • Agriculture

    Farmers Comprehensive, the all in one policy for the Zimbabwean farmer.

    • Livestock
    • Crops
    • Farm buildings
    • Personal accident

  • Tobacco

    Hail, wind and Field to Floor transit cover on standing tobacco crops, from seedbed to auction.

    • Hail cover
    • Wind cover
    • Field to Floor transit
    • Barn fire

  • Motor insurance

    Road Traffic Act third party through to full comprehensive, theft, fire and liability.

    • RTA third party
    • Comprehensive
    • Fire and theft
    • Motor fleet

  • Bonds and guarantees

    Surety instruments protecting against default, from construction to customs.

    • Performance bond
    • Bid bond
    • ZIMRA bonds
    • Warehouse bond

  • Engineering

    Cover for plant, machinery, construction works and associated liability.

    • Contractors all risk
    • Plant all risks
    • Machinery breakdown

  • Marine

    Transit of goods over water, rail, road and air, including cross border cargo.

    • Marine hull
    • Marine cargo
    • Goods in transit

  • Travel

    24/7 travel assistance, with cover for sickness and personal accident.

    • Trip cancellation
    • Baggage
    • Repatriation

  • Scholar Care Fees Protector

    A school fees guarantee that keeps a child learning if the fee payer dies or is disabled.

    • Grade 7 milestone
    • Form 6 milestone
    • Simplified claims

  • Fleetsure

    Telematics led fleet cover with usage based premiums tied to your risk profile.

    • Telematics
    • Usage based
    • Predictive

Agricultural insurance

Protecting Zimbabwe's farmers, field to floor.

From hail and wind cover on standing tobacco crops to Field to Floor transit insurance, Sanctuary has protected Zimbabwean growers since 2011. Agriculture is not a side product. It is who we are.

Tobacco cover Agriculture cover

Motor cover made
refreshingly easy

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Motor quick buy

  • No paperwork. Buy insurance with just your vehicle registration number, ZINARA and ZBC on the phone.

  • Pay per term. A minimum of one term of 4 months, up to a whole year.

  • Cover a loved one. Insure a vehicle for your relatives, friends or colleagues.

Why Sanctuary

Insurance made for

Twelve lines of cover under one roof, from agriculture, motor and bonds to marine, engineering, fire, liability, travel, tobacco, miscellaneous accident, Scholar Care and Fleetsure. All from a Zimbabwean underwriter registered by IPEC and an active member of the Insurance Council of Zimbabwe.

Here for you,
backed by strength

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Your cover

  • A Zimbabwean underwriter, duly registered by the Insurance and Pensions Commission (IPEC).

  • An active member of the Insurance Council of Zimbabwe.

  • 14+ years of experience, trading since 2011.

  • Claims that show up: 6 offices nationwide, from Harare to Victoria Falls.

Sanctuary, in numbers

14+

Years of experience

6

Offices across Zimbabwe

12

Lines of cover

4.9/5

Rated by clients

From our team

The standard our people hold

4.9 out of 5

Behind that rating is a team that treats service as the whole job. These three lines are not customer reviews. They are principles our own underwriters and analysts work by, in their words.

  • Sales go up and down, service stays forever.
    Sithembiso Dube Senior Underwriter, Sanctuary
  • Invest like a bull, sit like a bear and watch like an eagle.
    Tafadzwa Zvinawauya Claims Analyst, Sanctuary
  • Never ever compete on prices, instead compete on services.
    Angeline Van Der Westhuizen Underwriter, Sanctuary

14+ years of experience.
Six offices across Zimbabwe.

Get covered.
Get a quote.

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Sanctuary Insurance Company is a Zimbabwean insurance underwriter, duly registered by the Insurance and Pensions Commission (IPEC), and an active member of the Insurance Council of Zimbabwe (ICZ).

Backed by partnerships, local and international, giving solid reinsurance programs, so that the final policyholder has confidence in times of need.

If our service ever falls short, tell us. And if you are not satisfied with the outcome, the regulator's door is open: you can approach the Insurance and Pensions Commission (IPEC) directly.

Make a complaint
Bonds and guarantees Engineering Agriculture Tobacco Fire cover Marine Miscellaneous accident Motor insurance Liability insurance Travel insurance Scholar Care Fees Protector Fleetsure